Inishuwarenzi yenjodzi - chii uye inovhara ndiani?

Dambudziko rekuremara nekuda kwetsaona kubasa kana chirwere chebasa rinobata vanhu vese vane hunyanzvi. Inishuwarenzi yetsaona inovimbisa kodzero kune akawanda mabhenefiti asina kuvharwa neinishuwarenzi yehurwere. Mushandi anenge akuvara mutsaona kubasa kana kuti ane chirwere chebasa anogona kuwana betsero chero bedzi mushandi wacho akanga akanyoreswa nokuda kweinishuwarenzi yetsaona panguva iyoyo. Iwe unogona kushandisa masevhisi einishuwarenzi yehupenyu hwekuzvidira nekudzvanya pane chinongedzo.

Inishuwarenzi yenjodzi

Inishuwarenzi yenjodzi inosungirwa uye inopa kuchengetedzwa kwevanhu kune vanhu vane inishuwarenzi. Iyo social insurance system haipe mukana weinishuwarenzi yekuzvidira kana paine inishuwarenzi yetsaona. Inishuwarenzi yetsaona inovimbisa mabhenefiti muchiitiko chetsaona, ndiko kuti, zviitiko zvinoitika pasina kuda kwemunhu, uye mhedzisiro yavo yakananga inogona kuve kukuvadzwa kwehutano. Zvakare, hwaro hwekushandisa inishuwarenzi chirwere chebasa chinokonzerwa nezvimwe zvinhu zvine chekuita nebasa rakaitwa.

Tsaona yebasa chiitiko chinongoerekana chaitika chinokonzerwa nechikonzero chekunze, chinokonzera kukuvara kana kufa, kunoitika maererano nebasa:

• panguva kana zvine chekuita nekuita kwemushandi yezvakajairika zviito kana mirairo yevakuru,
• panguva kana maererano nekuita kwemushandi wezviito zvemushandi, kunyangwe pasina murairo,
• nepo mushandirwi ari pamushandirwi ari munzira pakati pechigaro chake nenzvimbo yekushanda kwechisungo chinobva muhukama hwebasa.

Chirwere chebasa (occupational disease) chirwere chinotsanangurwa muhurongwa hwezvirwere zvebasa. Izvi zvinokonzerwa nezvinhu zvinokuvadza hutano munzvimbo yebasa kana kuti zvingave zvine chokuita nemaitirwo ebasa racho.

Accident Inishuwarenzi - Benefits

Munhu ane inishuwarenzi awirwa netsaona kubasa kana chirwere chebasa ane kodzero yekubatsirwa nehurwere. Kubatsirwa kunobhadharwa muhuwandu hwe100% yehuwandu hwekuverenga, pasinei nenguva yeinishuwarenzi yetsaona. Kodzero yekubatsirwa kwehurwere pasi peinishuwarenzi yetsaona inoshanda kubva pazuva rekutanga rekusakwanisa kushanda kwakakonzerwa netsaona pabasa kana chirwere chebasa. Naizvozvo, vanhu vanovharirwa neinishuwarenzi yetsaona vobva varemara nekuda kwetsaona kubasa kana chirwere chebasa havashandisi zvinodaidzwa izvi. nguva yekumirira, sezvazvakaita pakubatsirwa kwechirwere cheinishuwarenzi yehurwere.

Iwe unokodzera kuwana mabhenefiti einishuwarenzi yetsaona kunyangwe nguva yekurwara isati yashandiswa mugore iroro rekarenda. Muchiitiko chekuremara nekuda kwetsaona kubasa kana chirwere chebasa, mushandi anobva awana kodzero yekubatsirwa nehurwere uye haawane rubatsiro rwehurwere.

Kubatsirwa kweinishuwarenzi yenjodzi kunobhadharwa zvakare kana munhu ane inishuwarenzi asina kupinda muchirongwa cheinishuwarenzi yechirwere chekuzvidira. Kana mushandi wacho achiri kusakwanisa kushanda mushure mekupera kwechirwere chinobatsira uye kuwedzera kurapwa kana kuporesa kudzorera kuvimbisa kudzorera kukwanisa kushanda, iye ane kodzero yekubhadhara mari yekudzorera.